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Individual & Family Insurance Coverage
Most individuals and advisers consider insurance the cornerstone of any financial plan. The type of insurance policy that is right for a specific individual or family depends on many factors, including amount of coverage, type of coverage, age, ability to pay premiums, hobbies, lifestyles and health conditions.
Employee benefits may include medical, vision and dental plans, retirement benefit plans, group- term life and long term care insurance plans. Companies who offer these seek to raise employee satisfaction, corporate loyalty, and worker retention. Normally, employer-provided benefits are tax-deductible to the employer and non-taxable to the employee.
If you are in a saving-money stage of life, smart retirement planning can help you meet your retirement income goals, manage and diversify your investment portfolio and protect your assets from creditors. Products like annuities, 401k plans, IRAs and pensions can make a world of difference in ensuring you enjoy your retirement years.